Charming 2-bedroom Condo with Assumable Loan in Prime Carmichael location - near American River & scenic bike trails. Located upstairs - offering a blend of comfort & convenience in the desirable River Heights community. This home boasts a range of features designed to enhance your living experience. Family room features vaulted ceilings and a cozy fireplace, creating an inviting atmosphere for relaxation and entertainment. Kitchen is equipped with granite countertops & vaulted ceilings. The kitchen offers both style and functionality for your culinary endeavors. Enjoy your morning coffee or unwind in the evening on your private balcony, offering a peaceful outdoor retreat. Two comfortably sized bedrooms provide ample space for rest and personalization. An in-unit washer & dryer are conveniently loaded near the Master bath, to add to the home's practicality, ensuring laundry tasks are a breeze. Take advantage of the community pool/Jacuzzi, perfect for relaxation. This property has an assumable loan, providing a unique opportunity for qualified buyers to take advantage of potentially favorable financing terms. HOA dues include coverage for walls-in insurance, water, sewer, trash services, and access to the pool, simplifying your monthly budgeting & reducing out-of-pocket expenses.